RULES

• Win cash to ERASE YOUR DEBT
• $2000 cash in monthly prizes. Here’s how you can win:
• $500 monthly winner to one person who submitted a story. Enter and Share Your Story!
• $1500 monthly winner to one person who financed an applicable loan with Shell FCU. Apply now!
  

Monthly ShareYourStory Winner (12 winners)

Each month January through December in 2013 one winner per month will win $500 to assist in paying off existing debt. To qualify each month individuals must share their debt story via www.OperationEMD.com for a chance to win $500 to reduce existing debt. Each month is another chance to win and entrants need not be a member of Shell FCU to enter or win. One monthly entry per person. Winners will provide Shell FCU with the merchants’ information and the $500 prize will be paid directly to merchant(s) to pay off the winners’ outstanding debt(s). Restrictions and rules will apply to ensure debt is existing and payment will be to the creditor. Prize has no cash value other than to pay off a debt owed prior to winning. Notifications will be by phone or mail. Winners will be drawn at random and will be announced the following month for each previous month's entries. If winner is a Shell FCU Member, they must be in good standing at the time of the drawing.

Monthly New Loan Operation EMD Prize (12 winners)

Each month January through December in 2013 one winner will be awarded $1500 to assist in paying off existing debt. To qualify within each month individuals must obtain a $5k+ original balance auto, signature, home equity or mortgage loan with Shell FCU. Each eligible loan qualifies as another entry. Winners will provide Shell FCU with the merchants’ information and the $1500 prize will be paid directly to merchant(s) to pay off the winners’ outstanding debt(s). Restrictions and rules will apply to ensure debt is existing and payment will be to the creditor. Prize has no cash value other than to pay off a debt owed prior to winning. Notifications will be by phone or mail. Winners will be drawn at random and will be announced the following month for each previous month's entries. Member must be in good standing at the time of the drawing.

Additional Details

Shell FCU is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships or attends school in Harris County, TX can do business at Shell FCU. Minimum $5 savings account is required before a Checking Account can be opened or loan funded. Existing Shell FCU loans not eligible for refinance. Special loans such as indirect loans closed at dealerships, restructured, credit builder and boost loans are not eligible entries. Qualifying Shell FCU loan criteria applies for all loans. Other restrictions may apply to open a checking, obtain services or qualify for a loan. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason. Winner(s) are responsible for any taxes and applicable 1099 forms will be issued in January 2014. Must be a member of the credit union at the time of the drawing to be eligible to win and must be in good standing to qualify for drawings. Shell FCU employees, officers, directors, representatives and their immediate families are ineligible for prizes. No Purchase Necessary. Void where prohibited by law. All Federal, State and local laws apply. Anyone can enter the monthly $500 drawing by sending a 3x5 postcard with your name and address to: Shell FCU – OperationEMD, P.O. Box 578, Deer Park, TX 77536. Entries will be included in the next monthly $500 drawing to erase existing debt. One postcard per individual per monthly drawing.